The Card You Deserve

See if you pre-qualify. It's quick, easy, and it won't affect your credit score.

The Card
You Deserve

See if you pre-qualify. It's quick, easy, and it won't affect your credit score.

Build Credit and Get Rewarded

$0 Annual Fee


Cash Back

Amazon Prime
Student on Us

a $59 Value

Learn More

Start Building

Your Credit History Today

$0 Annual Fee


On Travel & Entertainment Includes Vacation Home Rentals, & Ridesharing


On Restaurants 
Including Delivery Apps


All Other

Subject to approval. Certain terms, conditions and exclusions apply. Please see Deserve Edu Terms and Conditions or Deserve Pro Terms and Conditions for details.

Take Charge of Your Credit

Deserve allows you to grow your credit and puts you in charge. We have tools to help every step of the way, such as credit insights to give real-time feedback on the big and small things you can do right now to improve your credit.

Images are for illustrative purposes only.

Winner! Best Student Card!

Selected as a best credit card by:

“An A+ credit card for students lacking credit. The idea behind Deserve is simple, but powerful: Students deserve the chance to build credit with a credit card, and they shouldn’t have to jump through hoops just to get approved.”

Our Customers Love Us

I’m a proud customer. It’s efficient with clear payment options, great rewards like Amazon Prime, and it’s accepted everywhere Mastercard is. I would absolutely recommend it to my friends and all students.


Margaret K
University of Texas San Antonio

My Deserve card is helping me build credit history and I use it everywhere. I'm happy with the card and their service. Highly recommended for all students.

Deserve Customer Testimonial

Jin L.
University of Texas at Dallas

I use my credit card for many things from buying groceries to paying my bills. It's more convenient than carrying cash.


Diana A.
University of California Berkeley

We sponsor nationwide universities

Our Promise to You


We will work with you to build a good credit score.


We don't believe in gotchas and hidden fees.


We give you the tools to build your credit responsibly.

Perfect for International Students

No SSN or credit history required

Deserve Edu is designed for international students and doesn't require an SSN or prior credit history.

No deposit or cosigner required

Deserve believes in helping you become financially independent.

Earn rewards

Get Amazon Prime Student on us with Deserve Edu, earn 1% cash back on all purchases, and enjoy Mastercard Platinum Benefits.

A Simpler Way to Get Credit

Deserve asks you to connect your bank account to qualify for credit. 
To get approved, we need to do the following:

Verify your identity

Make sure you can afford your card payments based on your bank account spending and income

Check that you haven't already damaged your credit