You Deserve the Best

See if you pre-qualify. It’s quick, easy, and it won’t affect your credit score.

Get Started

All the Benefits. No Annual Fees.

Each Deserve credit card comes standard with Mastercard Platinum Benefits

Reap the Rewards of Good Credit

3%

Cash Back

On Travel and Entertainment

2%

Cash Back

On Restaurants and Delivery Apps

1%

Cash Back

On All Purchases

Build Credit and Get Rewarded

Not A Secured Card
$0 Deposit Required

Amazon Prime on us!
Learn More

1%

Cash Back

On All Purchases

Start Building Credit

Not A Secured Card
$0 Deposit Required

Up to a $1,500 credit limit

No Prior Credit History Required

Get Started

Subject to approval. Certain terms, conditions and exclusions apply. Cash back is offered in the form of statement credits. Please see Deserve Pro Terms and Conditions, Deserve Edu Terms and Conditions, or Deserve Classic Terms and Conditions for details.

Applying is Simple

If you have a credit history, that’s great—we’ll take a look. In fact, if you’re an International student we don’t require a SSN at all. We look at your full financial picture and consider factors like how you manage your money, if you pay your bills on time, and even how much you’re projected to earn in the future. Neat, right?

Here’s how it works:

Find The Card You Deserve

Get Started, tell us about yourself, and we’ll recommend which card is right for you.

Link Your Bank Account

We’ll look, but never touch. Grant us read-only access to share how you manage your money. Learn More

Build Your Credit and Get Rewarded

Take advantage of Deserve Benefits upon card approval and start building your credit.

Control At Your Fingertips

Manage your card from within the Deserve app—set spending limits, lock your card, and monitor your credit score. Along with real time transaction notifications, you’ll always be up-to-date.

Our Customers Love Us

Easy to set up and use

Information on my credit card activity, balance, and available credit are presented clearly.

I can even check my credit score right in the app! What I love most are the push notifications I

get on my phone in real time with every transaction.

Joy1998Joy

APP IS PERFECT!

I’m so glad there’s finally an app. The Deserve ecosystem is now complete

and (dare I say) PERFECT for the college student/recent grad.

Mac Dude452

Best credit card app ever!

Alerts me about all purchases instantly. Allows me to dispute transactions seamlessly.

Also allows me to check my credit score. Better than all the others.

Jeffsg

The Critics Agree

Deserve Mastercards have been featured and reviewed by:

“The entire Deserve card program is tailored specifically for students: There’s no annual fee, and you can get one even if you don’t yet have a credit history, which is a benefit other credit cards for college students don’t generally offer.”

MONEY® Magazine

Perfect for International Students

Here’s what you need to know:

You must be 18 years or older
No prior credit history required
No SSN required
No annual fee

Here’s what you’ll need:

Proof of a U.S. bank account balance
Your Passport
Your Student Visa
Your I-20 form

Here’s how you can upload:

Smartphone camera image
Image saved on cloud storage service
Image scanned and saved on computer

Apply For Edu

By selecting Apply for Edu, you acknowledge that you have read and agree to Deserve's Site Terms and Privacy Policy. Certain terms, conditions, and exclusions apply. Cash back is offered in the form of statement credits.

See if You Prequalify

Get Started

Deserve is a trademark of Deserve, Inc. Restrictions apply, See terms and conditions for more detail. Deserve reserves the right to modify or discontinue its products or offerings at any time and without notice. Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

All product names, logos, and brands are property of their respective owners. All company, product and service marks used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.

MONEY® is a registered trademark of Time Inc. and is used under license. From MONEY® Magazine, October 2018. © 2018 Time Inc. Used under license. MONEY® and Time Inc. are not affiliated with, and do not endorse products or services of, Deserve.

Deserve is not affiliated with Amazon and Amazon does not warrant this offer. Any questions about the offer should be directed to Deserve, Inc. Any questions about Amazon Prime services should be directed to Amazon.