Establish A Credit History Early
For life’s big decisions like renting an apartment or buying a car, having a credit history is a must. We combine machine learning and alternative data sources allow students to access and start building credit.
Foster Good Credit Habits
Our credit limits start small to facilitate responsible credit use, so your child should never miss a payment or carry a balance. As they consistently show good credit behavior, their credit limit can continue to grow.
Avoid Credit Traps From Day One
Our cards have no teaser APRs, no balance transfers, and no annual fee. We also keep a curated library of credit resources to help prepare new credit holders for financial independence in college and beyond.