Is your child ready for a
Student Credit Card?

We believe in helping young people not just get
a credit card, but learn to use it responsibly.

Is your child ready for a
Student Credit Card?

We believe in helping young people not just get
a credit card, but learn to use it responsibly.

A Card Designed to Help Students Build Good Credit

We want to help students build credit, not go into debt. We’ve created a card from the ground up to help them learn to use credit responsibly.

Credit limits that start small

Small starting credit limits to ensure customers can afford their payments

Connecting to their bank account to ensure that credit limit increases stay within their means

Personalized Credit Coaching

Personalized credit coaching can help show how their actions are impacting their credit score

Monthly credit scores, PLUS Deserve’s propriety Selfscore can help predict where your credit score is headed based on your behavior

Fairness and Transparency

  • Late payment forgiveness: no late fee or negative reporting for your first late payment
  • No increase in APR for a late payment
  • Late fee: up to $25 - waived for first late payment (compare to others up to $39)
  • Returned payment fee: We only charge the actual cost of processing the returned payment, up to $37
  • APR currently 20.49%1

Best in Class Features

  • $0 annual fee
  • 1% cashback2
  • Amazon Prime Students on Us for the first year (A $59 lifetime value)3
  • Cellphone protection up to $600

Talk to your college student about whether the Deserve Edu Mastercard can help them start building credit. Remember, this is their own credit card, so no co-signer is required and they must complete the application on their own.

1APR may vary monthly based on the Prime Rate: For Deserve EDU, the variable rate is currently 20.49%, and is calculated by adding a margin (currently 15.49%) to the Prime Rate (currently 5.0%). See terms and conditions.
2 All cash back rewards are issued as a statement credit. A credit is applied to your statement automatically, in increments of $25. Purchases do not include items returned for credit, or interest and account fees.
3 If you enroll with Amazon Prime Student and pay for such service with your SelfScore or Deserve Edu card following the 6-month free period, we will reimburse your Amazon subscription fees (up to a lifetime total of $59) as a benefit of being a SelfScore or Deserve Edu Mastercard cardholder. This offer is also valid for existing Amazon Prime Student subscriptions that were paid for with a SelfScore or Deserve Edu Mastercard on or after October 1, 2017, for up to a lifetime total of $59, provided that your account is in good standing when the charge(s) appear on your credit card statement. Each SelfScore or Deserve Edu Mastercard cardholder may only redeem this benefit for a lifetime maximum reimbursement of $59.
If you elect to pay the Amazon Prime Student annual fee (currently $59), our payment/reimbursement for $59 will appear on your account after the completion of the 6-month free period when Amazon bills your credit card account provided that your account is in good standing at that time.
If you elect to pay for Amazon Prime Student on a monthly basis (currently $6.49 per month), our payment/reimbursements will appear on your account statements for the 9 months after the completion of the 6-month free period when Amazon bills your credit card account until you reach a total reimbursement of $59, provided that your account remains in good standing during the 9-month period.
Deserve is not affiliated with Amazon and Amazon does not warrant this offer. Any questions about the offer should be directed to Deserve, Inc. Any questions about Amazon Prime services should be directed to Amazon.

4 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. The policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months.

Subject to limitations and exclusions. See terms and conditions for complete details.

Deserve® is a trademark of Deserve, Inc.