Why Credit Is Important

Why a credit score matters and how to obtain a credit card to build one.


What is a Credit Score and Why is it Important

The U.S. economy is built upon credit, and ultimately, credit boils down to trust. When a bank gives you a credit card or a loan, they do so because they trust you to pay them back, and one of the most common ways people build that trust is by using credit cards and paying their


The Different Types of Payment Cards

There are many different payment methods out there: cash, debit cards, credit cards, ATM cards, and much more. All of these cards are different methods of payment, but some help you build your credit history and others do not. We all use some form of card to pay for things. Find out how which cards


Benefits of Having A Credit Card

Owning a credit card comes with a few responsibilities such as remembering to pay your balance every month, and also brings many benefits. A credit card’s immediate benefits include convenience when you are making a purchase and do not have cash in hand. In the long run, using a credit card will help build your


How to Choose a Credit Card

Almost all credit cards offer some form of benefits, rewards, and promotions. But they all vary, so it is important to know what features each card offers and which of those features matter most to your lifestyle. For example, do you care more about getting cash back on purchases or earning points that can be


How to Apply for a Credit Card

Applying for a credit card can be simple and painless. Most credit card providers allow you to apply for a credit card online. The key to making this a quick process is to be organized and have your personal, employment, and financial information ready before filling out an application. Before applying for any credit card,


What to Do If Your Application Gets Approved

Congratulations on having your credit card application approved! Your credit card will arrive soon. Before it arrives, there are just a few things you should do to be prepared before embarking on your financial journey. Explore Your Online Account Even without your credit card, you may still access your online dashboard for your credit card


What to Do If Your Application Gets Declined

If your credit card application is denied, know that being denied simply means you were not a good match for the particular credit card you were applying for at that moment in time. Your main course of action is to understand why you were denied. Understand Why You Were Denied Within a week or two,

More Credit Education

Budget in College

View Lessons

Manage Your Card

View Lessons

Maximize Your Card

View Lessons

Work in College

View Lessons