Maximize Your Credit

How to build a good credit score and the next steps beyond your first credit card

LESSON 1

How to Build a Good Credit Score

Building a good credit score takes some time and effort. There are a few different factors that are considered when credit bureaus determine your credit score. Once you are in the routine of putting these good credit practices into use, your credit score will improve over time. Make On-Time Payments Making on-time payments for your

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LESSON 2

Why You Should Check Your Credit Report

Checking your credit report is like checking your grades for a class. You want to measure how well you are doing. The last thing you want to happen when you are buying a car or house is to have your loan rejected because of your credit score. By checking your credit score early on and

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LESSON 3

How to Review a Credit Report

Reviewing your credit report is simple once you know what to look for. Ideally, you want to utilize the free credit report you can receive every year to make sure that your credit score and information are accurate. The last thing you would like to find out before buying a home or car is that

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LESSON 4

How to Fix an Error on Your Credit Report

Seeing errors on your credit report can be troubling, but correcting them is a matter of diligence and patience. The overall process should take less than 30 days. After discovering errors on your credit report, here are the next steps to take to have corrections made. Document the Errors The first step to fix any

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LESSON 5

How to Maximize Your Rewards from Credit Cards

There are many credit cards that provide different rewards including travel miles and gift cards. Knowing how rewards work is essential for you to truly maximize the experience and benefits of your credit card. Choose the Right Rewards Credit Card for You Different credit cards offer different rewards. For example, some credit cards will match

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LESSON 6

Expanding Your Credit Card Portfolio

Building a great line of credit is a matter of baby steps. The first step that any cardholder takes is opening their first credit card. After using their credit card and making on-time payments for more than half a year, they may have the opportunity to get a credit line increase. Eventually, every cardholder will

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