Designed to help you build credit fast on your own, then reap the rewards

"The Deserve® Edu Mastercard for Students offers a gateway to credit"

– NerdWallet

  • No deposit required
  • No cosigner needed
  • No fees for foreign transactions
  • Accepted everywhere Mastercard is accepted

When you spend like an adult, you deserve a card that treats you like one

  • No deposit required
  • No cosigner needed
  • No fees for foreign transactions

"The Deserve® Edu Mastercard for Students offers a gateway to credit"

– NerdWallet

Deserve ClassicDeserve Classic Mastercard

Build credit

 
Up to $1,500 credit limit
24.74% variable APR1
—
$39 annual fee
Apply for Classic

1Deserve Classic Terms and Conditions

FOR COLLEGE STUDENTS
Deserve EduDeserve Edu Mastercard

Build credit and get rewarded

Amazon Prime Student on us

1% cash back on all purchases2

Up to $5,000 credit limit
20.49% variable APR2
No SSN required for international students
$0 annual fee
Apply for Edu

2Deserve Edu Terms and Conditions

Deserve ProDeserve Pro Mastercard

Reap the rewards of established credit

3% cash back on travel & entertainment3

2% cash back on restaurants3

1% cash back on all purchases3

Up to $10,000 credit limit
17.74% to 24.74% variable APR3
Available to L1 and H1B visa holders
$0 annual fee
Apply for Pro

3Deserve Pro Terms and Conditions

FOR COLLEGE STUDENTS
Deserve ClassicDeserve Edu
Mastercard
Build credit and get rewarded
Amazon Prime Student subscription offer
1% cash back on all purchases2
Up to $5,000 credit limit
20.49% variable APR2
No SSN required for international students
$0 annual fee
Requires Enrollment Verification

Deserve ClassicDeserve Pro
Mastercard
Reap the rewards of established credit
1% cash back on all purchases3

2% cash back on restaurants3

3% cash back on travel & entertainment3

Up to $10,000 credit limit
17.74% to 24.74% variable APR3
Available to L1 and H1B visa holders
$0 annual fee
Requires Employment and Income Verification
Apply for Pro

 

3Deserve Pro Terms and Conditions

Deserve ClassicDeserve Classic
Mastercard
Build credit
Up to $1,500 credit limit
24.74% variable APR1
$39 annual fee
Requires Employment and Income Verification
Apply for Classic

1Deserve Classic Terms and Conditions

Coverage Comes Standard

All Deserve Mastercards come with the following cardholder benefits8

 

NEW Cellphone Insurance

Coverage for up to $600 if your cellphone is stolen or damaged.

Car Rental Collision Damage Waiver

Coverage for physical damage and theft of a rental vehicle. This includstowing charges and reasonable loss of use charges.

Travel Assistance Services

Lost luggage, medical assistance, and legal referrals when you’re traveling 50 miles or more from home.

Extended Warranty

Doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase.

Roadside Assistance

If your car breaks down on the road, call 1-800-MASTERCARD and someone will come to help you out.

Price Protection

Purchases are covered for 60 days from the date of purchase for the difference between the price you paid and a lower advertised price.

ID Theft Protection

If you believe you are a victim of identity theft, you'll have access to a number of identity theft resolution services.

To file a claim or for additional information about these services call 1-800-MASTERCARD or visit mycardbenefits.com

Information for international students

Here’s what you need to know:

  • You must be 18 years or older
  • No credit history required
  • No SSN required
  • No annual fee

Here's what you'll need:

  • Proof of a U.S. bank account balance
  • Your passport ID
  • Your Student Visa
  • Your I-20 form

Here's how you can upload:

  • Smartphone camera image
  • Image saved on cloud storage service
  • Image scanned and saved on computer
Apply for Edu