Applying is Simple

If you have a credit history, that’s great—we’ll take a look. In fact, if you’re an International student we don’t require a SSN at all. We look at your full financial picture and consider factors like how you manage your money and if you pay your bills on time to predict your future credit potential. Neat, right?


The Deserve® Edu Mastercard for Students offers a gateway to credit

- Nerdwallet

All the Benefits. No Annual Fees.

Each Deserve credit card comes standard with Mastercard Platinum Benefits

Reap the Rewards of Good Credit

$0 Annual Fee

Credit limits up to $10,000

18.24% to 25.24% variable APR

1% cash back on all purchases

2% cash back on restaurants

3% cash back on travel & entertainment

Free Year of Priority Pass™ Membership

Build Credit and Get Rewarded

$0 Annual Fee

Credit limits up to $5,000

20.99% variable APR

1% cash back on all purchases

A year of Amazon Prime Student on us

Build Credit

$0 Annual Fee

Credit limits up to $1,500

25.24% variable APR

All Cards Include the Following
Mastercard Platinum Benefits

Cell Phone

Cellphone Insurance

Coverage for up to $600 when your cellphone is stolen or damaged.

Car Rental

Car Rental Collision Damage Waiver

Coverage for physical damage and theft of the vehicle, including towing charges and reasonable loss of use charges.

Travel Assistance

Travel Assistance Services

Lost luggage, medical assistance, and legal referrals when you’re traveling 50 miles or more from home.

Extended Warranty

Extended Warranty

Doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase.

Price Protection

Price Protection

Purchases are covered for 60 days from the date of purchase for the difference between the price you paid and the lower advertised price.

ID Theft Protection

ID Theft Protection

If you believe you are a victim of identity theft, you'll have access to a number of identity theft resolution services.

To file a claim or for additional information about these services call 1-800-MASTERCARD or visit

Perfect for International Students

Here’s what you need to know:

  • You must be 18 years or older
  • No prior credit history required
  • No SSN required
  • No annual fee

Here’s what you’ll need:

  • Proof of a U.S. bank account balance
  • Your Passport
  • Your Student Visa
  • Your I-20 form

Here’s how you can upload:

  • Smartphone camera image
  • Image saved on cloud storage service
  • Image scanned and saved on computer
By selecting Apply for Edu, you acknowledge that you have read and agree to Deserve's Site Terms and Privacy Policy. Certain terms, conditions, and exclusions apply. Cash back is offered in the form of statement credits.

See if You Prequalify