It’s exciting to have a credit card that opens the door to new opportunities (hello to renting a car for a weekend getaway) and gives you some financial breathing room. Part of the fun in having your own credit card is knowing that with good use and behavior, you are well on your way to building good credit history.
Great credit scores can lead to great relationships. And your partner’s score can positively influence yours.
Here’s the thing about the question, “Credit or debit?” — most of us don’t know the answer. Generally speaking if people have cash, they pay with debit. And if they don’t, they use credit and pay it off later. Those are okay reasons but there’s more to credit than just increasing your spending power. Credit […]
Ramesh teaches us the trick to being brilliant while staying humble. Of course, he makes it sound easy…
Understanding credit limits (also known as spending limits) is crucial to your financial future. The first and most important thing to know is that every credit card you carry has a spending limit that is fixed month to month. If your card has an $800 spending limit you can only spend up to $800 at […]
We’ve been saying this forever, but it’s nice when others agree.
There’s no clear map to creating good credit. So we decided to make one…
A conversation with SelfScore card member Shrirang Adgaonkar about life in the US.