Here’s How a Credit Report Works

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By now, you’re aware of the importance of your credit score, the 3-digit number that represents how well you’ve managed the money you’re borrowing. Those aren’t too tricky to understand but credit reports? Well, those are another matter entirely…

As with all credit-related items, a little clarification goes a long way. That’s why we’ve collected these handy resources for reviewing and fixing your credit report:

How to Review a Credit Report

How to Fix an Error On Your Credit Report

How to Update Personal Information On Your Credit Report

Oh, and did you know that different items disappear at different times from your credit report? The folks at financial services bureau, Experian, show us how that works with this handy chart: