As students are learning the responsibility of living on their own in college, they’re also learning financial independence. Creating healthy habits early will go a long way to ensure they graduate on strong financial footing. Here are the…
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In addition to building a credit history with a U.S. credit card, an important part of financial success for international students on F, M, and J visas is building a personal budget. Budgeting carefully allows you to: Save…
5 Opportunities to Take Advantage of a Credit History International students on F1 visas know that a credit card is a way to manage daily expenses and build a credit history in the U.S. But they don’t always…
Most of Today’s Credit Cards Were Not Designed for Students Look, let’s be real here: credit card companies aren’t thrilled about issuing credit cards to students. Banks assume students are risky credit owners and do not have a…
We’re always reminding international students that having credit isn’t just about buying things. It’s also about access and credibility. Access means any service that requires credit to use becomes available to you. And credibility, of course, means proof…
Why is the formula for a good credit score such a mystery? International students assume Americans know the secrets of credit because it’s such a huge part of our culture. But the fact is, most Americans don’t have any proper education in financial…
You may be shocked to find that your credit report features outdated personal information. This could include a previous job, home, or legal name that you’ve since changed. Many credit holders wonder if a credit report with outdated…
According to a recent study in the New York Times, up to 25% of American credit reports contain errors of some kind. These could be harmless errors like outdated personal information or more serious ones like fraudulent accounts.…
International students might be shocked to hear that only 16% of Americans understand their credit reports. As we’ve said many times before, the power of financial education lies in how few people have it. The US runs a…
In matters of credit, everyone has their own way of doing things. Some carry huge balances and pay their minimum balances. Others avoid credit except in emergencies, paying off small balances immediately. Both are extreme cases and neither…